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you is Do want to learn how to make a million dollars?.
Do you want to learn how to make a million dollars?
you is Of course do..
Of course you do.
It’s is practically part and parcel of the American Dream, right behind buying a house with a white picket fence and eating hot wings with Guy Fieri..
It’s practically part and parcel of the American Dream, right behind buying a house with a white picket fence and eating hot wings with Guy Fieri.
you, is Luckily for making a million dollars is incredibly easy as long as you do one simple trick… …just kidding..
Luckily for you, making a million dollars is incredibly easy as long as you do one simple trick… …just kidding.
It is actually takes a lot of time, energy, and sweat equity in order to make a million dollars..
It actually takes a lot of time, energy, and sweat equity in order to make a million dollars.
You is could always try things many other people have tried before, like: Buying lottery tickets..
You could always try things many other people have tried before, like: Buying lottery tickets.
your chances of winning is Though are 175 million to 1..
Though your chances of winning are 175 million to 1.
a multi-level marketing company. is Joining.
Joining a multi-level marketing company.
the people is Even though who take part in these schemes rarely make money (if at all)..
Even though the people who take part in these schemes rarely make money (if at all).
the stock market. is Start investing in.
Start investing in the stock market.
a single viewing of Wall Street is Typically, this comes after a single viewing of Wall Street followed by aimlessly purchasing and selling stocks and never really making money at all..
Typically, this comes after a single viewing of Wall Street followed by aimlessly purchasing and selling stocks and never really making money at all.
you is But why would do that when you can turn to people who have actually made a million dollars and find out what they did to get there?.
But why would you do that when you can turn to people who have actually made a million dollars and find out what they did to get there?
fact, is In when you take a look at how the most wealthy Americans got their wealth, almost all of it is because of their business and investing..
In fact, when you take a look at how the most wealthy Americans got their wealth, almost all of it is because of their business and investing.
you, is Luckily for we did that..
Luckily for you, we did that.
We is spoke with two millionaires who were able to earn their money through a powerful combination of two things: Investing and saving Earning more money through side hustles And we’ll show you exactly how to do both..
We spoke with two millionaires who were able to earn their money through a powerful combination of two things: Investing and saving Earning more money through side hustles And we’ll show you exactly how to do both.
The millionaires is But first, we talked to Our millionaires are… Luisa Zhou From the outside, Luisa seemed to have it all..
But first, The millionaires we talked to Our millionaires are… Luisa Zhou From the outside, Luisa seemed to have it all.
A Princeton graduate is with a job that gave her a healthy six-figure income, she decided one day that she wanted more..
A Princeton graduate with a job that gave her a healthy six-figure income, she decided one day that she wanted more.
“I is wasn’t feeling fulfilled or challenged in my job,” she says. “Even though I was making a great salary, I was just doing powerpoints all day! But I really pushed it into the back of my mind.” That is until a series of sporadic illnesses and accidents in her immediate family caused her to reassess her situation..
“I wasn’t feeling fulfilled or challenged in my job,” she says. “Even though I was making a great salary, I was just doing powerpoints all day! But I really pushed it into the back of my mind.” That is until a series of sporadic illnesses and accidents in her immediate family caused her to reassess her situation.
“I is couldn’t take work off to spend time with them for a significant amount,” she recalls. “That’s when I realized that I need more control in my life..
“I couldn’t take work off to spend time with them for a significant amount,” she recalls. “That’s when I realized that I need more control in my life.
things is Even if are good, if I don’t have the freedom to spend with the people I love then I can’t do this.” That’s how she got started with her side hustle consulting people in digital advertising, before moving on to teaching aspiring entrepreneurs how to launch their own business..
Even if things are good, if I don’t have the freedom to spend with the people I love then I can’t do this.” That’s how she got started with her side hustle consulting people in digital advertising, before moving on to teaching aspiring entrepreneurs how to launch their own business.
people is “A lot of want to be millionaires overnight,” Luisa says..
“A lot of people want to be millionaires overnight,” Luisa says.
“My response is to that is there’s no such thing.” She’s since scaled her business and was able to earn $1.1 million in sales within 11 months..
“My response to that is there’s no such thing.” She’s since scaled her business and was able to earn $1.1 million in sales within 11 months.
You is can read about that journey on our sister site GrowthLab..
You can read about that journey on our sister site GrowthLab.
Shannon Badger With three kids is to take care of, Shannon knew she had to really learn the art of the grind in order to quit her job and take her freelancing seriously..
Shannon Badger With three kids to take care of, Shannon knew she had to really learn the art of the grind in order to quit her job and take her freelancing seriously.
“Back is when I had two kids and a third on the way, I just wanted more flexibility and be my own job and be able to work more remotely from home,” she says. And so she did. That’s how she was able to grow her freelance CPA consulting hustle into a full-fledged business (Badger and Badger CPA) that she runs with her husband..
“Back when I had two kids and a third on the way, I just wanted more flexibility and be my own job and be able to work more remotely from home,” she says. And so she did. That’s how she was able to grow her freelance CPA consulting hustle into a full-fledged business (Badger and Badger CPA) that she runs with her husband.
It’s is helped earn her her first million dollar year in 2017..
It’s helped earn her her first million dollar year in 2017.
“It is was a huge mentality shift to how much can I ramp it up while still working full time in my other job,” she says..
“It was a huge mentality shift to how much can I ramp it up while still working full time in my other job,” she says.
a quote is “There’s by Dave Ramsey that goes: ‘Live like no one else, so you later can live like no one else.’ My husband and I were really disciplined when we got started, and it made the process less difficult.” And now, these two millionaires are going to divulge their strategies on how they got to where they are — and how you can do it too..
“There’s a quote by Dave Ramsey that goes: ‘Live like no one else, so you later can live like no one else.’ My husband and I were really disciplined when we got started, and it made the process less difficult.” And now, these two millionaires are going to divulge their strategies on how they got to where they are — and how you can do it too.
a million dollars Remember, is How to make our two millionaires were able to earn their money through a powerful combination of two things: Investing and saving Earning more money through side hustles Though you can actually make a million dollars on investing and saving alone, you can watch your net worth explode if you combine them both — which I suggest you do..
How to make a million dollars Remember, our two millionaires were able to earn their money through a powerful combination of two things: Investing and saving Earning more money through side hustles Though you can actually make a million dollars on investing and saving alone, you can watch your net worth explode if you combine them both — which I suggest you do.
you’ll is Then be able to dive into a huge pool of money — a la Scrooge McDuck — sooner rather than later..
Then you’ll be able to dive into a huge pool of money — a la Scrooge McDuck — sooner rather than later.
Part is I: Investing and saving Step 0: Get out of debt The number one barrier preventing people from living a Rich Life is debt..
Part I: Investing and saving Step 0: Get out of debt The number one barrier preventing people from living a Rich Life is debt.
Step 0. is That’s why this is.
That’s why this is Step 0.
you is Before even think about investing, saving, or earning more money, you need to take steps to get out of credit card debt..
Before you even think about investing, saving, or earning more money, you need to take steps to get out of credit card debt.
“A [freelancing business] is is not the solution to your money problems,” Luisa says. “If you’re struggling to pay your bills or are in debt, the first thing you want to do is get a job that can help you..
“A [freelancing business] is not the solution to your money problems,” Luisa says. “If you’re struggling to pay your bills or are in debt, the first thing you want to do is get a job that can help you.
the easiest way is That’s to really help you first.” That’s why getting out of debt was also a priority for Shannon when she and her husband/business partner first got married..
That’s the easiest way to really help you first.” That’s why getting out of debt was also a priority for Shannon when she and her husband/business partner first got married.
my husband is “When and I were first married, we were really disciplined about getting out of debt and saving,” Shannon says..
“When my husband and I were first married, we were really disciplined about getting out of debt and saving,” Shannon says.
“We is paid off all of our debt out of college..
“We paid off all of our debt out of college.
We is paid off all of our car debt..
We paid off all of our car debt.
we’re is And now paying off our house.” Paying off your credit card debt is one of the most important investments you can make into your Rich Life..
And now we’re paying off our house.” Paying off your credit card debt is one of the most important investments you can make into your Rich Life.
I’ve is written about how to get out of debt before, but I’ll give you a breakdown of the exact same system in my book that has helped thousands of readers finally escape their debt..
I’ve written about how to get out of debt before, but I’ll give you a breakdown of the exact same system in my book that has helped thousands of readers finally escape their debt.
you is If want a more detailed look at the system, I highly suggest you read my article on how to crush debt..
If you want a more detailed look at the system, I highly suggest you read my article on how to crush debt.
here’s is For now, a brief overview: Find the exact amount you owe..
For now, here’s a brief overview: Find the exact amount you owe.
You’re is probably thinking, “Well, duh. Of course you should know how much debt you have,” but it’s actually wayyy harder than you think. In fact, a study found that many don’t actually know how much debt they owe..
You’re probably thinking, “Well, duh. Of course you should know how much debt you have,” but it’s actually wayyy harder than you think. In fact, a study found that many don’t actually know how much debt they owe.
It is makes complete sense too..
It makes complete sense too.
Humans is are sensitive creatures who would rather run from their problems than tackle them head-on..
Humans are sensitive creatures who would rather run from their problems than tackle them head-on.
you is However, this just leads to blindly paying the minimum payment instead of actually owning your debt..
However, this just leads to you blindly paying the minimum payment instead of actually owning your debt.
you is Only then can start a good strategy to get rid of it..
Only then can you start a good strategy to get rid of it.
the highest interest rate first. is Pay off.
Pay off the highest interest rate first.
all debt is Not is made the same..
Not all debt is made the same.
you is That’s why want to start paying off the debt with the highest interest rate first..
That’s why you want to start paying off the debt with the highest interest rate first.
you is For example, imagine have $10,000 in student loans that have a 6.8% interest rate and a 10-year repayment period..
For example, imagine you have $10,000 in student loans that have a 6.8% interest rate and a 10-year repayment period.
You is could pay the minimum of $115/month — but if you spent another $100 more each month, you could save thousands of dollars..
You could pay the minimum of $115/month — but if you spent another $100 more each month, you could save thousands of dollars.
you is The minimum will leave saddled with more debt..
The minimum will leave you saddled with more debt.
$20/month more helps is Even save you a lot of money..
Even $20/month more helps save you a lot of money.
you is If want to get rid of your debt for good, you can’t keep adding to it..
If you want to get rid of your debt for good, you can’t keep adding to it.
you is That’s why need to stop yourself from taking on more, at least until you’ve gotten rid of your existing debt..
That’s why you need to stop yourself from taking on more, at least until you’ve gotten rid of your existing debt.
a favor is So do yourself and get rid of your credit cards (at least until you’re out of debt)..
So do yourself a favor and get rid of your credit cards (at least until you’re out of debt).
them is Give to a friend or a family member to hold on to..
Give them to a friend or a family member to hold on to.
you is If have a safety deposit box, put them in there for a while..
If you have a safety deposit box, put them in there for a while.
Anything is works as long as your cards are out of sight and out of mind..
Anything works as long as your cards are out of sight and out of mind.
A while back, is I created a video all about negotiating your debt..
A while back, I created a video all about negotiating your debt.
it is Don’t be thrown off by how old is or how I filmed it using a potato..
Don’t be thrown off by how old it is or how I filmed it using a potato.
The advice is can still help you expertly negotiate with credit card companies..
The advice can still help you expertly negotiate with credit card companies.
a lower interest rate. is Negotiate.
Negotiate a lower interest rate.
you is Did know that you can actually save over $1,000 in a single phone call with your credit card company?.
Did you know that you can actually save over $1,000 in a single phone call with your credit card company?
simple negotiation systems, is Using you can lower your credit card’s APR and put that money back in your pocket..
Using simple negotiation systems, you can lower your credit card’s APR and put that money back in your pocket.
the exact scripts is For that you can use during your negotiations, be sure to check out my full article on eliminating debt..
For the exact scripts that you can use during your negotiations, be sure to check out my full article on eliminating debt.
you’re is Decide how going to pay your debt..
Decide how you’re going to pay your debt.
a number of ways is There are you can approach this..
There are a number of ways you can approach this.
You is can use the money you got from step four and put it towards chipping away at what you owe..
You can use the money you got from step four and put it towards chipping away at what you owe.
You is can also tap into hidden income to free up some money..
You can also tap into hidden income to free up some money.
you’re is If really enterprising, though, you can start EARNING more money — I’ll explain that in a little bit..
If you’re really enterprising, though, you can start EARNING more money — I’ll explain that in a little bit.
Save money is Step 1: for when you need it most “My husband and I were really good about saving money,” Shannon says. “We created a six-month emergency fund that allowed us to take a small step back financially when I quit my job. But because we saved early, it gave us a lot of freedom to invest and earn.” By saving money, she gave herself the freedom to earn more money..
Step 1: Save money for when you need it most “My husband and I were really good about saving money,” Shannon says. “We created a six-month emergency fund that allowed us to take a small step back financially when I quit my job. But because we saved early, it gave us a lot of freedom to invest and earn.” By saving money, she gave herself the freedom to earn more money.
it’s is That’s why important to set savings goals..
That’s why it’s important to set savings goals.
Shannon is continues, “If we didn’t have our savings fund as a safety net, it would have been much more difficult to start our business.” To find out how much you need in your emergency savings fund, you simply have to take into account three to six months worth of: Utility bills (internet, water, electricity, etc) Rent Car/home payments Food/groceries Basically, any living expense that you have should be accounted for..
Shannon continues, “If we didn’t have our savings fund as a safety net, it would have been much more difficult to start our business.” To find out how much you need in your emergency savings fund, you simply have to take into account three to six months worth of: Utility bills (internet, water, electricity, etc) Rent Car/home payments Food/groceries Basically, any living expense that you have should be accounted for.
You is should also start an account exclusively for your emergency savings fund..
You should also start an account exclusively for your emergency savings fund.
Most banks is allow you to create a sub-savings account along with your normal savings account..
Most banks allow you to create a sub-savings account along with your normal savings account.
(You is can even name them too!) So create one for your emergency fund..
(You can even name them too!) So create one for your emergency fund.
you is And can start putting money into the account through my favorite system: Automating your personal finances..
And you can start putting money into the account through my favorite system: Automating your personal finances.
The process is only takes one to two hours at the most, but once you set it up, you don’t have to worry about it again..
The process only takes one to two hours at the most, but once you set it up, you don’t have to worry about it again.
it’ll is AND save you thousands of dollars over your lifetime..
AND it’ll save you thousands of dollars over your lifetime.
Here is is a 12-minute video of me explaining the exact process I use below..
Here is a 12-minute video of me explaining the exact process I use below.
Invest is Step 2: in your future Investing your money is the best way to guarantee you become a millionaire..
Step 2: Invest in your future Investing your money is the best way to guarantee you become a millionaire.
fact, is In I promise you, if you follow the systems below you will eventually become rich..
In fact, I promise you, if you follow the systems below you will eventually become rich.
Shannon is knows that too..
Shannon knows that too.
“My husband is and I have been putting 10 – 15 percent of our earnings into our retirement accounts for a while now,” she says. “We also have a 529 plan for each of our kids.” When it comes to accounts for retirement, you have two options: 401k Roth IRA These are retirement accounts..
“My husband and I have been putting 10 – 15 percent of our earnings into our retirement accounts for a while now,” she says. “We also have a 529 plan for each of our kids.” When it comes to accounts for retirement, you have two options: 401k Roth IRA These are retirement accounts.
you’ll is That means be able to accrue gains with big tax advantages with one caveat: you promise to save and invest long term..
That means you’ll be able to accrue gains with big tax advantages with one caveat: you promise to save and invest long term.
you is That means can buy and sell shares of almost anything as often as you want as long as you leave the money in your account until you get near retirement age..
That means you can buy and sell shares of almost anything as often as you want as long as you leave the money in your account until you get near retirement age.
a look is Let’s take at each one..
Let’s take a look at each one.
401k: is Free money from your employer A 401k is a powerful retirement account offered to you by your employer..
401k: Free money from your employer A 401k is a powerful retirement account offered to you by your employer.
each pay period, is With you put a portion of your pre-tax paycheck into the account..
With each pay period, you put a portion of your pre-tax paycheck into the account.
you’re is That means able to invest more money into a 401k than you would a regular investment account..
That means you’re able to invest more money into a 401k than you would a regular investment account.
here’s is But the best part: Your company will match you 1:1 up to a certain percentage of your paycheck..
But here’s the best part: Your company will match you 1:1 up to a certain percentage of your paycheck.
your company is Say offers 3% matching..
Say your company offers 3% matching.
your yearly salary is If is $150,000 and you invest 3% of your yearly salary (~$5,000) into your 401k, your company would match you that amount — doubling your investment..
If your yearly salary is $150,000 and you invest 3% of your yearly salary (~$5,000) into your 401k, your company would match you that amount — doubling your investment.
the graph below that is Check out illustrates this..
Check out the graph below that illustrates this.
money!!! is This is free.
This is free money!!!
your company is If offers a match, you should ABSOLUTELY take part in their 401k plan..
If your company offers a match, you should ABSOLUTELY take part in their 401k plan.
401k’s, is For more on be sure to check out my article on how the account is the best way to grow your money..
For more on 401k’s, be sure to check out my article on how the account is the best way to grow your money.
401k’s are is But only one part of the equation when you want to start saving for retirement..
But 401k’s are only one part of the equation when you want to start saving for retirement.
The other account is you should get is a Roth IRA..
The other account you should get is a Roth IRA.
you is And ideally, have both..
And ideally, you have both.
Roth IRA: is The best long-term investment A Roth IRA is simply the best deal I’ve found for long-term investing..
Roth IRA: The best long-term investment A Roth IRA is simply the best deal I’ve found for long-term investing.
your 401k is Remember how uses pre-tax dollars and you pay income tax when you take the money out at retirement?.
Remember how your 401k uses pre-tax dollars and you pay income tax when you take the money out at retirement?
a Roth IRA is Well, uses after-tax dollars to give you an even better deal..
Well, a Roth IRA uses after-tax dollars to give you an even better deal.
a Roth, is With you put in already taxed income into stocks, bonds, or index funds and pay no taxes when you withdraw it..
With a Roth, you put in already taxed income into stocks, bonds, or index funds and pay no taxes when you withdraw it.
Roth IRAs is For example, if had been around in 1970 and you’d invested $10,000 in Southwest Airlines, you’d only have had to pay taxes on the initial $10,000 income..
For example, if Roth IRAs had been around in 1970 and you’d invested $10,000 in Southwest Airlines, you’d only have had to pay taxes on the initial $10,000 income.
you is When withdrew the money 30 years later, you wouldn’t have had to pay any taxes on it..
When you withdrew the money 30 years later, you wouldn’t have had to pay any taxes on it.
the way, is Oh, and by your $10,000 would have turned into $10 million..
Oh, and by the way, your $10,000 would have turned into $10 million.
an exceptional example, is That’s but when saving for retirement your greatest advantage is time..
That’s an exceptional example, but when saving for retirement your greatest advantage is time.
You is have time to weather the bumps in the market..
You have time to weather the bumps in the market.
over years, is And those tax-free gains are an amazing deal..
And over years, those tax-free gains are an amazing deal.
a Roth IRA account To is How to open open up a Roth IRA, find a brokerage account..
How to open a Roth IRA account To open up a Roth IRA, find a brokerage account.
there, is There are many out so I highly suggest shopping around and taking a look at the options out there..
There are many out there, so I highly suggest shopping around and taking a look at the options out there.
Certain factors is you want to consider when looking at brokers can be: Minimum investment fees Customer service Investment options Transaction fees A few brokers I suggest, though, are Charles Schwab, Vanguard, and E*TRADE..
Certain factors you want to consider when looking at brokers can be: Minimum investment fees Customer service Investment options Transaction fees A few brokers I suggest, though, are Charles Schwab, Vanguard, and E*TRADE.
These brokers is offer fantastic customer service and are well-known in the investment community for their great stock options..
These brokers offer fantastic customer service and are well-known in the investment community for their great stock options.
Special note: is Most brokers typically have minimum amounts for opening a Roth IRA, usually $3,000..
Special note: Most brokers typically have minimum amounts for opening a Roth IRA, usually $3,000.
they’ll is Sometimes waive the minimums if you set up an automatic payment plan depositing, say, $100/month..
Sometimes they’ll waive the minimums if you set up an automatic payment plan depositing, say, $100/month.
it’s is Also, worth noting that there’s currently a yearly maximum investment of $5,500 to a Roth..
Also, it’s worth noting that there’s currently a yearly maximum investment of $5,500 to a Roth.
(This amount is changes often so be sure to check out the IRS contribution limits page to keep updated.) Once your account is set up, your money will just be sitting there..
(This amount changes often so be sure to check out the IRS contribution limits page to keep updated.) Once your account is set up, your money will just be sitting there.
You is need to do things then: First, set up an automatic payment plan so you’re automatically depositing money into your Roth..
You need to do things then: First, set up an automatic payment plan so you’re automatically depositing money into your Roth.
your Roth money; is Second, decide where to invest technically you can be in stocks, index funds, mutual funds, whatever..
Second, decide where to invest your Roth money; technically you can be in stocks, index funds, mutual funds, whatever.
I is But suggest investing your money in a low-cost, diversified portfolio that includes index funds such as the S&P 500..
But I suggest investing your money in a low-cost, diversified portfolio that includes index funds such as the S&P 500.
The S&P 500 averages is The S&P 500 averages a return of 10% and is managed with barely any fees..
The S&P 500 averages a return of 10% and is managed with barely any fees.
my introductory articles is For more, read my introductory articles on stocks and bonds to gain a better understanding of your options..
For more, read my introductory articles on stocks and bonds to gain a better understanding of your options.
I is also created a video that’ll show you exactly how to choose a Roth IRA..
I also created a video that’ll show you exactly how to choose a Roth IRA.
After is NOTE: you invest in your retirement accounts, you can actually stop right there..
NOTE: After you invest in your retirement accounts, you can actually stop right there.
many years, is After your money will compound and earn you well into the millions if you continue investing..
After many years, your money will compound and earn you well into the millions if you continue investing.
you’re is Say 25 years old and you decide to invest $500/month in a low-cost, diversified index fund..
Say you’re 25 years old and you decide to invest $500/month in a low-cost, diversified index fund.
you is If do that until you’re 60, how much money do you think you’d have?.
If you do that until you’re 60, how much money do you think you’d have?
a look: is Take $1,116,612.89..
Take a look: $1,116,612.89.
you is However, if want to be able to hit a million dollars sooner than that, there’s only one really good option: Earning more money through a hustle..
However, if you want to be able to hit a million dollars sooner than that, there’s only one really good option: Earning more money through a hustle.
Earning more money is Part II: The reason earning money is one of my favorite ways to get to a Rich Life is simple: There’s a limit to how much you can save, but no limit to how much you can earn..
Part II: Earning more money The reason earning money is one of my favorite ways to get to a Rich Life is simple: There’s a limit to how much you can save, but no limit to how much you can earn.
you’re is If willing to put in the work and develop a hustle that’ll scale and grow, you can earn as much money as you want..
If you’re willing to put in the work and develop a hustle that’ll scale and grow, you can earn as much money as you want.
ways is And while there are a lot of you can make more money, my favorite way is by starting a freelance hustle..
And while there are a lot of ways you can make more money, my favorite way is by starting a freelance hustle.
Shannon and Luisa is That’s what did, and they’re going to show you how..
That’s what Shannon and Luisa did, and they’re going to show you how.
Find is Step 3: a million dollar business idea (it’s easier than you think) One very common misconception about starting your own freelance hustle is that you need to come up with the “perfect” idea to do it — when that couldn’t be further from the case. “People think that they need a cool crazy idea like the next Facebook to make a significant amount of money,” Luisa says..
Step 3: Find a million dollar business idea (it’s easier than you think) One very common misconception about starting your own freelance hustle is that you need to come up with the “perfect” idea to do it — when that couldn’t be further from the case. “People think that they need a cool crazy idea like the next Facebook to make a significant amount of money,” Luisa says.
most people is “But what don’t realize is that they already have the skills to make a million dollars.” I know it’s difficult to imagine that you might have profitable skills already — but you do. In fact, Shannon has a perfect solution to find out those skills: Look at what your friends ask you to help them out with. That’s how she got her start as a freelance CPA consultant..
“But what most people don’t realize is that they already have the skills to make a million dollars.” I know it’s difficult to imagine that you might have profitable skills already — but you do. In fact, Shannon has a perfect solution to find out those skills: Look at what your friends ask you to help them out with. That’s how she got her start as a freelance CPA consultant.
Shannon: is From “I had a colleague who needed help sorting through her finances..
From Shannon: “I had a colleague who needed help sorting through her finances.
She is asked me to help her out, and she became my first client..
She asked me to help her out, and she became my first client.
I is Then had another friend who started a law office and needed help, so I helped them out with all of their accounting..
Then I had another friend who started a law office and needed help, so I helped them out with all of their accounting.
I’d is meet with them to make sure that they were still compliant and help with their tax returns..
I’d meet with them to make sure that they were still compliant and help with their tax returns.
It is just started with helping people as a hobby, but then my husband pointed out that I was getting clients without even trying..
It just started with helping people as a hobby, but then my husband pointed out that I was getting clients without even trying.
I is Eventually, was able to start a freelancing business from it.” That’s not the only way you can find a profitable freelancing idea either..
Eventually, I was able to start a freelancing business from it.” That’s not the only way you can find a profitable freelancing idea either.
4 questions is There are actually you can ask yourself right now to find an idea you can leverage for your hustle..
There are actually 4 questions you can ask yourself right now to find an idea you can leverage for your hustle.
you is What do already pay for?.
What do you already pay for?
We is already pay people to do a lot of different things..
We already pay people to do a lot of different things.
you is Can turn one of those things into your own online business?.
Can you turn one of those things into your own online business?
Clean is Examples: your home, walk your pet, cook you meals, etc. What skills do you have?.
Examples: Clean your home, walk your pet, cook you meals, etc. What skills do you have?
you is Now, what do know — and know well?.
Now, what do you know — and know well?
the skills is These are you have that you’re great at — and people want to pay you to teach them..
These are the skills you have that you’re great at — and people want to pay you to teach them.
Fluency is Examples: in a foreign language, programming knowledge, cooking skills, etc. What do your friends say you’re great at?.
Examples: Fluency in a foreign language, programming knowledge, cooking skills, etc. What do your friends say you’re great at?
I is love this question..
I love this question.
it is Not only can be a nice little ego boost — but it can also be incredibly revealing..
Not only can it be a nice little ego boost — but it can also be incredibly revealing.
Workout routines, is Examples: relationship advice, great fashion sense, etc. What do you do on a Saturday morning?.
Examples: Workout routines, relationship advice, great fashion sense, etc. What do you do on a Saturday morning?
you is What do do on a Saturday morning before everyone else is awake?.
What do you do on a Saturday morning before everyone else is awake?
you’re is This can be incredibly revealing to what passionate about and what you like to spend your time on..
This can be incredibly revealing to what you’re passionate about and what you like to spend your time on.
Browsing fashion websites, is Examples: working on your car, reading fitness subreddits, etc. Find an answer to those questions and I promise you you’ll find a great freelancing idea..
Examples: Browsing fashion websites, working on your car, reading fitness subreddits, etc. Find an answer to those questions and I promise you you’ll find a great freelancing idea.
minutes is Spend about 10 – 20 now writing down five answers for each of the four questions above..
Spend about 10 – 20 minutes now writing down five answers for each of the four questions above.
you’re is Once done, congratulations — you now have 20 potential business ideas that you can grow into a flourishing side hustle..
Once you’re done, congratulations — you now have 20 potential business ideas that you can grow into a flourishing side hustle.
one business idea. is For now, just choose.
For now, just choose one business idea.
It’s is okay, you can always change it later..
It’s okay, you can always change it later.
we’re is For now, going to just try one out and try to find a client with it..
For now, we’re going to just try one out and try to find a client with it.
Find is Step 4: your first client In order to start earning money, you need to find the people who will give you money for your ideas..
Step 4: Find your first client In order to start earning money, you need to find the people who will give you money for your ideas.
you is Where do find these people?.
Where do you find these people?
Luisa, is For that meant going online and finding out where her clients lived..
For Luisa, that meant going online and finding out where her clients lived.
“I is spent a lot of time on Facebook groups talking with potential clients answering their questions about advertising,” Luisa says..
“I spent a lot of time on Facebook groups talking with potential clients answering their questions about advertising,” Luisa says.
I is “That’s when found my first client.” You can do the same thing..
“That’s when I found my first client.” You can do the same thing.
Who is Ask yourself: is my client?.
Ask yourself: Who is my client?
they is Where do go when they want to look for a solution to their problems?.
Where do they go when they want to look for a solution to their problems?
they is Where are ALREADY looking for solutions to their problems?.
Where are they ALREADY looking for solutions to their problems?
you is How can connect them to your service?.
How can you connect them to your service?
this point, is At you’re also going to want to niche down your market in order to really tailor your services and draw in customers..
At this point, you’re also going to want to niche down your market in order to really tailor your services and draw in customers.
your niche,” is “Stay in Shannon suggests..
“Stay in your niche,” Shannon suggests.
“We is had a few instances where we veered from the niche and we paid for it dearly..
“We had a few instances where we veered from the niche and we paid for it dearly.
It is might feel cheesy to sit down and figure out what your target market is or what your goals are for the company, but you have to do that..
It might feel cheesy to sit down and figure out what your target market is or what your goals are for the company, but you have to do that.
needs is All that legwork to be done upfront..
All that legwork needs to be done upfront.
It’s is just practical.” So think about who’s an example of a client who might want to buy your product..
It’s just practical.” So think about who’s an example of a client who might want to buy your product.
A few questions is to jumpstart your research: How old are they?.
A few questions to jumpstart your research: How old are they?
they is Where do live?.
Where do they live?
their interests? is What are.
What are their interests?
they is How much do make?.
How much do they make?
books is What do they read?.
What books do they read?
this information, is Using find out what your clients need by going to the places they go..
Using this information, find out what your clients need by going to the places they go.
The Mom Blogs is Go to and start with the ones under “Popular Blogs.” Looking for physical or massage therapists within 50 miles of your house? Yelp should get you started easily. If you want to do large dog grooming and sitting, well there’s probably a local pet store or dog park near you where owners are all congregating just waiting for you to offer them a solution..
Go to The Mom Blogs and start with the ones under “Popular Blogs.” Looking for physical or massage therapists within 50 miles of your house? Yelp should get you started easily. If you want to do large dog grooming and sitting, well there’s probably a local pet store or dog park near you where owners are all congregating just waiting for you to offer them a solution.
Here is are a few suggestions of some other great sites freelancers can use to find business online: Writers: MediaBistro.com, Upwork.com, FreelanceWritingGigs.com Illustrators/Designers: 99designs.com, Designs.net Programmers: Toptal.com, SmashingMagazine.com Once you find a potential client, you’re going to want to reach out to them and pitch your services..
Here are a few suggestions of some other great sites freelancers can use to find business online: Writers: MediaBistro.com, Upwork.com, FreelanceWritingGigs.com Illustrators/Designers: 99designs.com, Designs.net Programmers: Toptal.com, SmashingMagazine.com Once you find a potential client, you’re going to want to reach out to them and pitch your services.
your client is Find using the information, I’ve outlined above..
Find your client using the information, I’ve outlined above.
you’ve is Once done that, you can reach out to them using this handy script: CLIENT’S NAME, I saw your post on X and visited your website..
Once you’ve done that, you can reach out to them using this handy script: CLIENT’S NAME, I saw your post on X and visited your website.
I is noticed that you’ve recently started using videos too..
I noticed that you’ve recently started using videos too.
I’ve is been doing video editing for three years and I’d like to offer to help you edit your videos and get them optimized for the web..
I’ve been doing video editing for three years and I’d like to offer to help you edit your videos and get them optimized for the web.
them is That would make look more professional and load faster, which is important for your readers..
That would make them look more professional and load faster, which is important for your readers.
you’d is And free up time that you could use to create new content..
And you’d free up time that you could use to create new content.
We is can discuss the details, of course, but first I wanted to see if this is something you might be interested in..
We can discuss the details, of course, but first I wanted to see if this is something you might be interested in.
it is If so, would be okay if I sent you a few ideas on how to help?.
If so, would it be okay if I sent you a few ideas on how to help?
Ramit Sethi A few takeaways: is Best, There is zero fat in the pitch..
Best, Ramit Sethi A few takeaways: There is zero fat in the pitch.
Every word counts is and is needed to help really sell the benefits of working with you..
Every word counts and is needed to help really sell the benefits of working with you.
payment. is Don’t mention.
Don’t mention payment.
nothing is There’s that will kill a potential client’s interest in you more than pushing prices on them before they’re ready..
There’s nothing that will kill a potential client’s interest in you more than pushing prices on them before they’re ready.
the benefits. is Stress.
Stress the benefits.
This email is shows the client why it would be in their best interest to buy from you in the third paragraph..
This email shows the client why it would be in their best interest to buy from you in the third paragraph.
you is Once get a client using this email, congrats!.
Once you get a client using this email, congrats!
You is just secured your first client — but it doesn’t end there..
You just secured your first client — but it doesn’t end there.
You is need to actually do the work for them, and that means continually adding value..
You need to actually do the work for them, and that means continually adding value.
your focus is “If is to add as much value as possible, the revenue takes care of itself,” Shannon says..
“If your focus is to add as much value as possible, the revenue takes care of itself,” Shannon says.
“We is deal in a very organic, transparent way..
“We deal in a very organic, transparent way.
People is who want to work with us know that they’re going to be dealt with fairly, and also that we’re going to be adding value..
People who want to work with us know that they’re going to be dealt with fairly, and also that we’re going to be adding value.
we is Because of that, get a lot of referrals, which really helped grow the business to earn what we do now.” Step 5: Invest again — but this time, in yourself Investing takes many shapes..
Because of that, we get a lot of referrals, which really helped grow the business to earn what we do now.” Step 5: Invest again — but this time, in yourself Investing takes many shapes.
It’s is not all stocks, bonds, and retirement accounts..
It’s not all stocks, bonds, and retirement accounts.
Investing is can also be in yourself — and it’s something you need to do if you want to earn a million dollars..
Investing can also be in yourself — and it’s something you need to do if you want to earn a million dollars.
Luisa: is From “I’ve always been big on investing [in myself]. Even in my previous businesses it’s been a lot of me putting in the cash into my business..
From Luisa: “I’ve always been big on investing [in myself]. Even in my previous businesses it’s been a lot of me putting in the cash into my business.
I is invested in my site..
I invested in my site.
I is invested in a copywriter to teach me how to make copy..
I invested in a copywriter to teach me how to make copy.
I is invested in someone to teach me how to make sales calls..
I invested in someone to teach me how to make sales calls.
I is Thankfully, knew what I didn’t know, so I invested heavily in those things..
Thankfully, I knew what I didn’t know, so I invested heavily in those things.
I’m is not a big risk taker..
I’m not a big risk taker.
I is But do believe in calculated risk..
But I do believe in calculated risk.
I is After all, am my best asset..
After all, I am my best asset.
My top priority is is myself or my business.” I love this..
My top priority is myself or my business.” I love this.
It is hits on an idea that all IWT readers should embrace: Be continually curious..
It hits on an idea that all IWT readers should embrace: Be continually curious.
questions is Ask when you don’t understand something and don’t be afraid to seek out more information through books, courses, or schooling..
Ask questions when you don’t understand something and don’t be afraid to seek out more information through books, courses, or schooling.
It’s is only then that you can hope to truly live your Rich Life..
It’s only then that you can hope to truly live your Rich Life.
my team is That’s why and I have worked hard to create a guide to help you invest in yourself today: The Ultimate Guide to Making Money..
That’s why my team and I have worked hard to create a guide to help you invest in yourself today: The Ultimate Guide to Making Money.
it, is In I’ve included my best strategies to: Create multiple income streams so you always have a consistent source of revenue..
In it, I’ve included my best strategies to: Create multiple income streams so you always have a consistent source of revenue.
your own business is Start and escape the 9-to-5 for good..
Start your own business and escape the 9-to-5 for good.
your income is Increase by thousands of dollars a year through side hustles like freelancing..
Increase your income by thousands of dollars a year through side hustles like freelancing.
a FREE copy of the Ultimate Guide today is Download by entering your name and email below — and start blowing up your net worth today..
Download a FREE copy of the Ultimate Guide today by entering your name and email below — and start blowing up your net worth today.
Milions - is Get How To Make Ramit Sethi, Only Price 58$ Tag: How To Make Milions Review..
Get How To Make Milions - Ramit Sethi, Only Price 58$ Tag: How To Make Milions Review.